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  • Purchase

    Home Loans

    Conventional home loans offer an attractive combination of flexibility and affordability for purchas...

  • Refinance

    Refinancing

    Refinancing and debt consolidation is great for lowering your monthly bills. You can also use this a...

  • Grants

    Grants

    Many different home-grant programs are available to Utah homebuyers today. These programs are design...

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Utah Mortgage Broker

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Intercap Lending provides exceptional mortgage broker services to clients in Orem and throughout northern Utah. We are proud to be an advocate for borrowers of all types. We offer a wealth of options for residential mortgage loans, including conventional, FHA and VA loans. We offer second mortgages, refinancing, home equity lines of credit (HELOCs) and reverse mortgages.
We will be the best mortgage company to work for given the quality and integrity of our people who provide exceptional service to our clients and each other.
We promise to stand by you through every step of the process, from applying for your mortgage to closing your loan. Contact Intercap Lending today to learn more about our professional mortgage broker services. Professionalism Our team

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What Our Customers Are Saying
Maegan W.Maegan W.
This was our first mortgage and we were well taken care of. They checked win with us often to make sure that all necessary paperwork, bank statements, etc. were in and correct. Everyone we worked with was friendly and helpful...I would recommend (and have) Intercap Lending to anybody.
Steve S.Steve S.
Over the course of these several years and various home loans, having worked with several persons at Intercap Lending, I will say, the staff over there is remarkable, super nice, very helpful, all of them have performed like a dream with every interaction I've ever had with them.
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Our Latest
Blog Posts
  • Utah FHA streamline refinance
    15 Jun

    FHA Streamline Refinance – Is It Right

    If your mortgage loan is insured by the Federal Housing Administration, an FHA streamline refinance could be an option. Streamline refinanci ...

  • Mortgage loan terms
    28 May

    Mortgage 101: Home Loan Terms You Need

    When you go in search of a mortgage with which to purchase a home, you will encounter a variety of terms you may never have heard before. Th ...

  • How to buy a home with bad credit
    03 May

    5 Ways to Buy a Home with Bad Credit

    Are you trying to figure out how to buy a home with bad credit? Or maybe you’ve let a sub-par FICO score discourage you from even trying t ...