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  • Purchase

    Home Loans

    Conventional home loans offer an attractive combination of flexibility and affordability for purchas...

  • Refinance

    Refinancing

    Refinancing and debt consolidation is great for lowering your monthly bills. You can also use this a...

  • Grants

    Grants

    Many different home-grant programs are available to Utah homebuyers today. These programs are design...

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Utah Mortgage Broker

Find the Loan that Works for You
Intercap Lending provides exceptional mortgage broker services to clients in Orem and throughout northern Utah. We are proud to be an advocate for borrowers of all types. We offer a wealth of options for residential mortgage loans, including conventional, FHA and VA loans. We offer second mortgages, refinancing, home equity lines of credit (HELOCs) and reverse mortgages.
Simply put, our mission is to provide affordable home ownership for everyone. We strive to make Intercap Lending the top mortgage lending company in the nation by offering a supportive work environment that encourages our employees to offer the best service to our client. -Josh Romney, Chairman and owner
We promise to stand by you through every step of the process, from applying for your mortgage to clo

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What Our Customers Are Saying
Maegan W.Maegan W.
This was our first mortgage and we were well taken care of. They checked win with us often to make sure that all necessary paperwork, bank statements, etc. were in and correct. Everyone we worked with was friendly and helpful...I would recommend (and have) Intercap Lending to anybody.
Steve S.Steve S.
Over the course of these several years and various home loans, having worked with several persons at Intercap Lending, I will say, the staff over there is remarkable, super nice, very helpful, all of them have performed like a dream with every interaction I've ever had with them.
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Our Latest
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  • Utah ARM loans
    24 Nov

    Reasons to Consider an Adjustable-Rate

    With an adjustable-rate mortgage (ARM), the interest rate you’ll pay – and, therefore, the amount of your monthly home loan payment R ...

  • https://www.mortgageutah.com/wp-content/uploads/2020/11/Utah-HELOC-loans.jpg
    06 Nov

    Cash-Out Refinance Loan vs. Home Equit

    Are you looking to borrow against the equity in your Utah home? You could go for a cash-out refinance loan, which replaces your current mort ...

  • Utah mortgage broker
    27 Oct

    What a Utah Mortgage Broker Can Do for

    You’re ready to become a homeowner, so you’re looking for financing – and working with a mortgage broker is to your benefit. How so? W ...