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How Much Down Payment Do You Need to Buy a House?

down payment

To buy a house, you will need cash for a down payment — but how much? If you read investment magazines and financial blogs, you’ve probably seen many references to the sta ...

Can You Get a Mortgage or Home Loan for an Investment Property?

Mortgage or Home Loan for an Investment Property

A mortgage or a home loan for an investment property can be harder to get than for a property you plan to live in. But you have options for financing the purchase of a rental prope ...

Can You Afford to Buy a House?

Can You Afford to Buy a House?

When you buy a house, your life changes significantly for the better. Homeownership grants a level of stability and a true sense of place that you can’t experience as a renter. ...

Utah Second Mortgage Rates & Requirements

Utah Second Mortgage Rates & Requirements

In Utah, a second mortgage is a simple and cost-effective way to take advantage of the equity you have in your home. You can use a second mortgage to consolidate your debts, to fi ...

What Is a FICO Score & How Does It Affect Your Home Loan?

What Is a FICO Score & How Does It Affect Your Home Loan?

When you apply for a home loan, your FICO score will help determine whether you get approved and if so, for how much. Mortgage lenders use several tools to assess credit risk for ...

Home Loan Comparison: Conforming vs. Non-Conforming Loans

Home Loan Comparison: Conforming vs. Non-Conforming Loans

You have a variety of home loan options available to you when buying a house, and making the right choice will help ensure a healthier financial future. Make the wrong choice, a ...

Can You Get a Mortgage in Utah for a Fixer-Upper?

Can You Get a Mortgage in Utah for a Fixer-Upper?

To get a mortgage in Utah for a fixer-upper, talk to a home loan specialist about the FHA 203k program. Many potential buyers explore the possibility of purchasing a house that nee ...