Blog

Can a Renter Help Pay Your Home Loan?

Buying a duplex in Utah

Buying a two-family house or duplex and getting a renter to help pay your home loan may seem like an ideal solution. And you could be right — for some people, the arrangement ...

Don’t Fall for a Mortgage Closing Scam!

Orem, Utah mortgage lender

Did you know that mortgage closing scams are on the rise? Scammers, using a sophisticated phishing scheme, are taking advantage of homebuyers by diverting down payments and closing ...

Conventional Mortgages vs. FHA Loans – What’s the Difference?

FHA vs. Conventional home loans

If you’re planning to buy a home, conventional mortgages and FHA loans are two of your financing options, and each comes with unique benefits and drawbacks. Choosing the home loa ...

Mortgage Questions – How are Home Loan Interest Rates Determined?

Mortgage interest rates Utah

When you’re shopping for a mortgage, you want the lowest possible home loan interest rate. After all, the money you pay in interest doesn’t help pay off your balance – those ...

How Much Mortgage Can You Afford?

Utah home mortgage advice

If you’re planning to buy a new home, you need a mortgage that works with your budget. As a general rule, most people can afford to finance a property with a price of up to two a ...

FHA Streamline Refinance – Is It Right for You?

Utah FHA streamline refinance

If your mortgage loan is insured by the Federal Housing Administration, an FHA streamline refinance could be an option. Streamline refinancing allows you to get better mortgage ter ...

Mortgage 101: Home Loan Terms You Need to Know

Mortgage loan terms

When you go in search of a mortgage with which to purchase a home, you will encounter a variety of terms you may never have heard before. The home loan market is complex and potent ...