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Should You Lock in Your Home Mortgage Rate?

Utah mortgage rates

You want a home mortgage with the lowest possible interest rate. And if you’ve been following the financial news, you’ve seen that rates have been fluctuating during the corona ...

Don’t Make These Mistakes After Mortgage Pre-Approval

Mortgage prequalification in Utah

Once you secure a mortgage pre-approval, you can count on your home loan getting funded. Right? Most likely, yes – but if your credit conditions change, that might not be the cas ...

How to Shop for a Home Loan

Best Utah mortgage rate

Did you know that interest rates for home loans can vary widely from lender to lender? Shopping around – instead of relying on your existing banking relationships or taking the f ...

Can a Reverse Mortgage Provide You with a Source of Cash?

Utah reverse mortgage lender

If the coronavirus pandemic is wreaking havoc on your budget, you’re not alone. A reverse mortgage could help you weather the storm without financial worries, but unfortunately, ...

Can You Get a VA Loan for the Home You Want to Buy?

VA mortgage lender in Utah

Let’s say you’re a veteran or service member who has applied for a VA loan. You already have a Certificate of Eligibility, the document you’ll need to show your mortgage lend ...

30-Year or 15-Year Fixed-Rate Mortgage – Which Is Right for You?

30 year vs. 15 year home loans

The vast majority of homebuyers choose a 30-year fixed-rate mortgage – about 90 percent, according to Freddie Mac, the Federal Home Loan Mortgage Corporation. Should you do the s ...

Falling Behind on Your Mortgage Payments Due to COVID-19

Coronoavirus mortgage options

Has COVID-19 and a resulting medical emergency or sudden job loss caused you to fall behind on your mortgage payments? Whatever the reason for your financial difficulties, you have ...