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Home Loan Comparison: Conforming vs. Non-Conforming Loans

Home Loan Comparison: Conforming vs. Non-Conforming Loans

You have a variety of home loan options available to you when buying a house, and making the right choice will help ensure a healthier financial future. Make the wrong choice, a ...

Can You Get a Mortgage in Utah for a Fixer-Upper?

Can You Get a Mortgage in Utah for a Fixer-Upper?

To get a mortgage in Utah for a fixer-upper, talk to a home loan specialist about the FHA 203k program. Many potential buyers explore the possibility of purchasing a house that nee ...

What Is a Second Mortgage & How Can it Benefit You?

What Is a Second Mortgage & How Can it Benefit You?

A second mortgage is, in its most basic form, a home loan that is similar in many ways to your primary mortgage, but different enough to confuse potential borrowers. This type of ...

3 Home Mortgage Myths Explained

3 Home Mortgage Myths Explained

If you’re shopping for a home mortgage, you may be basing some of your critical financial decisions on bad information. Home buyers often talk to friends and family about the pr ...

When Applying for a Home Loan, Does Your Spouse’s Credit Matter?

When Applying for a Home Loan, Does Your Spouse’s Credit Matter?

If you’re applying for a home loan, you may assume — as most borrowers do — that both spouses automatically go on the loan. But what if your spouse isn’t credit-worthy? ...

Tri-Merge Credit Report Facts You Need to Know to Get a Mortgage

Tri-Merge Credit Report Facts You Need to Know to Get a Mortgage

When applying for a mortgage, your credit report can make or break your chances of getting an approval and a favorable interest rate. Mortgage lenders use a tri-merge report, along ...

Mortgage Loans 101: What’s the Difference Between a Banker & Broker?

Mortgage Loans 101: What’s the Difference Between a Banker & Broker?

If you’re shopping for a mortgage loan, either for a purchase or a refinance, you may encounter both bankers and brokers who specialize in home loans. So what’s the difference? ...