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4 Ways to Avoid Private Mortgage Insurance (PMI)

Does your home loan require PMI?

Private mortgage insurance (PMI) protects lenders from losses, helping offset the risks of default and foreclosure. That’s great for lenders – but when PMI is required, home lo ...

Mortgage Approval After Bankruptcy – How Soon Can You Buy a Home?

Does bankruptcy affect your ability to buy a house?

Though bankruptcy stays on your credit report for up to 10 years, you won’t have to wait that long to obtain a mortgage approval. Lenders have eased their qualification requireme ...

Mortgage Refinance Loans – When Does Home Refinancing Make Sense?

Refi lender in Orem UT

Should you consider a mortgage refinance loan? Home refinancing is a big step, but if taken at the right time, could be to your financial benefit. A mortgage expert, like the profe ...

FHA Loans: Qualification Requirements & Mortgage Size Limits

How to qualify for an FHA home loan

An FHA loan, or a mortgage insured by the Federal Housing Administration, is an attractive option for both repeat and first-time home buyers. The flexibility of this type of financ ...

Are Mortgage Closing Costs Negotiable?

How to lower closing costs

Mortgage closing costs are unavoidable with most conventional home loans, and the expense can amount to several thousand dollars or more. In most cases, the total due at closing is ...

The First-Time Home Buyer’s Guide to Utah Mortgages

Mortgage programs for first-time buyers in Utah

If you’re a first-time home buyer, chances are you may be a bit in the dark about mortgages. And, before you head down the path to becoming a homeowner, you want to understand th ...

Do You Qualify for a Utah VA Home Loan?

Utah VA mortgage loans

A mortgage though the Department of Veterans Affairs, more commonly known as a VA home loan, offers several advantages. No down payment, no monthly private mortgage insurance premi ...