Blog

Don’t Make These Mistakes After Mortgage Pre-Approval

Mortgage prequalification in Utah

Once you secure a mortgage pre-approval, you can count on your home loan getting funded. Right? Most likely, yes – but if your credit conditions change, that might not be the cas ...

How to Shop for a Home Loan

Best Utah mortgage rate

Did you know that interest rates for home loans can vary widely from lender to lender? Shopping around – instead of relying on your existing banking relationships or taking the f ...

Can a Reverse Mortgage Provide You with a Source of Cash?

Utah reverse mortgage lender

If the coronavirus pandemic is wreaking havoc on your budget, you’re not alone. A reverse mortgage could help you weather the storm without financial worries, but unfortunately, ...

Can You Get a VA Loan for the Home You Want to Buy?

VA mortgage lender in Utah

Let’s say you’re a veteran or service member who has applied for a VA loan. You already have a Certificate of Eligibility, the document you’ll need to show your mortgage lend ...

30-Year or 15-Year Fixed-Rate Mortgage – Which Is Right for You?

30 year vs. 15 year home loans

The vast majority of homebuyers choose a 30-year fixed-rate mortgage – about 90 percent, according to Freddie Mac, the Federal Home Loan Mortgage Corporation. Should you do the s ...

Falling Behind on Your Mortgage Payments Due to COVID-19

Coronoavirus mortgage options

Has COVID-19 and a resulting medical emergency or sudden job loss caused you to fall behind on your mortgage payments? Whatever the reason for your financial difficulties, you have ...

How Does a Second Mortgage Work?

Utah second mortgage lender

If you need a significant amount of cash, taking out a second mortgage on your Utah home could be an option. Borrowing against the equity you’ve built up in the property can be a ...