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Thinking of a Home Renovation Loan?

Thinking of a Home Renovation Loan

The prospect of applying for a home renovation loan can make even experienced real estate buyers and borrowers nervous. The reason for this hesitation has little to do with the com ...

Mortgage Loans 101: What Is Private Mortgage Insurance (PMI)?

Mortgage Loans 101 What Is Private Mortgage Insurance (PMI)

Mortgage loans seem to have a language all their own, and terms like private mortgage insurance or PMI can be confusing. For most types of insurance, you pay a premium, and in exc ...

How Much Down Payment Do You Need to Buy a House?

down payment

To buy a house, you will need cash for a down payment — but how much? If you read investment magazines and financial blogs, you’ve probably seen many references to the sta ...

Can You Get a Mortgage or Home Loan for an Investment Property?

Mortgage or Home Loan for an Investment Property

A mortgage or a home loan for an investment property can be harder to get than for a property you plan to live in. But you have options for financing the purchase of a rental prope ...

Can You Afford to Buy a House?

Can You Afford to Buy a House?

When you buy a house, your life changes significantly for the better. Homeownership grants a level of stability and a true sense of place that you can’t experience as a renter. ...

Utah Second Mortgage Rates & Requirements

Utah Second Mortgage Rates & Requirements

In Utah, a second mortgage is a simple and cost-effective way to take advantage of the equity you have in your home. You can use a second mortgage to consolidate your debts, to fi ...

What Is a FICO Score & How Does It Affect Your Home Loan?

What Is a FICO Score & How Does It Affect Your Home Loan?

When you apply for a home loan, your FICO score will help determine whether you get approved and if so, for how much. Mortgage lenders use several tools to assess credit risk for ...