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First-Time Buyers: Start the Home Loan Process Here

First-Time Buyers: Start the Home Loan Process Here

First-time buyers often find the prospect of applying and qualifying for a home loan to be daunting — often to the point of putting off purchasing a home. Many potential buyers ...

Should You Refinance Your Utah Home Now, or Wait?

Should You Refinance Your Utah Home Now, or Wait?

If you’ve considered a refinance for your Utah home loan, it may be time to move forward with your plan. Depending on your current home loan and your property value, you could si ...

How Much Will My Mortgage Payment Be if I Buy a House?

how much will my mortgage payment be if I buy a house

When you buy a house, your mortgage payment will be one of your largest monthly expenses. Naturally, you want to know — need to know — how much you can expect that payment ...

FHA Loans Help Buyers with Bad Credit

FHA loans help buyers with bad credit

If you have bad credit, an FHA loan may help you achieve your dream of homeownership. Recently, FHA (the Federal Housing Administration) lowered the baseline credit requirement ne ...

Home Loan Qualification and Debt-to-Income Ratios

Home Loan Qualification and Debt-to-Income Ratios

To qualify for a home loan, you must have sufficient income to handle any debt you have, in addition to making the monthly payments on your new home. As important as the subject ...

New Reverse Mortgage Program Guidelines Implemented by FHA

reverse mortgage

A reverse mortgage provides older homeowners with a practical means of accessing the equity in their home to provide for a more economically stable future. Also known as a home eq ...

Do You Need Mortgage Prequalification?

mortgage prequalification

What is mortgage prequalification, and why is it important? If you’re in the early stages of house hunting, you may have already heard that you need to prequalify with a mortgag ...