Conventional loans are the most common because they are typically the least costly overall, but it can be more difficult to qualify for a conventional loan than for other loan types. FHA and Utah Housing loans can be great alternatives for those who can’t qualify for a conventional mortgage. VA loans can be a great option if you are a veteran. If you want to purchase a home in an area that qualifies as rural, a USDA loan can be a great zero-down option. We have jumbo mortgage options for loans that exceed conforming limits. Our team is expert in analyzing individual borrower situations. We can provide you a side-by-side comparison of how different loan options and help you select the loan type that will best serve your individual financial interests.
